Terms of Use

These Terms of Use apply to all uses by all visitors of http://www.twbc.ch (the “Website”), which is operated by TW Business Consulting Sàrl(“TWBC” or “we”).

By accessing the Website, you agree to be legally bound by the Terms of Use then in effect. If you do not agree to be bound by these Terms of Use, do not use the Website.

These Terms of Use are subject to change at any time and from time to time, without notice. Continued access to the Website following any modification in these Terms of Use will constitute your acceptance of the Terms of Use as modified.

Offer and Acceptance

No information or materials published on the Website constitutes an offer.

No warranties

All information and materials published otherwise made available on the Website are provided for informational purposes, for your non-commercial, personal use only. It may be changed at any time and without prior notice. 

TWBC assumes no liability (neither expressly nor impliedly) for the accuracy, completeness and timeliness of the information published on the Website.


To the fullest extent permitted by law, in no event shall TWBCor any of our directors, employees, contractors, service providers or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of the Website, its content, or the inability to use the Website, or any links to third party websites.

Furthermore, TWBC accepts no liability for any manipulation of the internet user’s IT system by unauthorized persons. We expressly point out the risk of viruses and the possibility of targeted hacker attacks. In order to prevent viruses, using the latest browser version as well as installing a regularly updated antivirus software is recommended. Users should strictly avoid opening e-mails of unknown origin or unexpected e-mail attachments. 

Privacy Policy

We have established a Privacy Policy, as modified from time to time, which explains how personal data is collected on the Website and used. The Privacy Statement is part of these Terms of Use and is incorporated herein by reference.


The Website may contain third party content or links to third party websites. These content and links are provided solely for your convenience and information. We have no control over any third-partycontent or websites, including to the accuracy, subject matter, quality or timeliness. We shall have no liability for third party content or websites or websites linking to or framing the Website.

Intellectual Property Rights

The entire content (design, text, graphics, etc.) of the Website is copyright protected.

We retain all right, title and interest in all information and content (including all text, data, graphics and logos) on the Website.

The saving or printing of individual pages and/or sections of the Website is only permitted with full reference to the source. The (full or partial) replication, transmission (electronically or by other means), modification, linking or use of the Website is permitted only with the express written authorizationof TWBC. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way, whether in whole or in part, any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the Website for commercial or public purposes, without the prior written permission of TWBC.

Systematic retrieval of content from the Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to the Website without the prior written permission from TWBCis strictly prohibited.

Electronic Communication (e-mail)

The Internet is auniversally accessible medium. Ordinary e-mail messages sent over the Internet are neither confidential nor secure. They may be easily accessible by third parties, lost, intercepted and manipulated. E-mails flow over national borders, even if sender and receiver are located in the same jurisdiction. Emails may contain viruses.

We shall not be liable to you or anybody else for any damages incurred in connection with any messages sent via E-mail or any other electronic messaging system.

Severability Clause

To the extent that any provision of these Terms of Use is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall be deemed to be severed from these Terms of Use but such finding shall not affect the validity, lawfulness or enforceability of the remainder of these Terms of Use in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of these Terms of Use in any other jurisdiction.